Contractor Insurance Guides
Practical, plain-English breakdowns of cost, class codes, certificates, and coverage — written for contractors, not adjusters.
The Complete Guide to General Contractor Insurance
A complete breakdown of contractor insurance: general liability, workers' comp, tools coverage, and bonds — what you need, why, and how pricing works.
General Liability vs. Workers' Comp: What's the Difference?
General liability and workers' comp cover different risks. Learn what each protects, when contractors need one or both, and common misconceptions.
Contractor Bonds Explained: License, Bid, and Performance Bonds
What a surety bond is, how it differs from insurance, and the common bond types contractors need — license, bid, and performance bonds.
How to Find Your Workers' Comp Class Code as a Contractor
What a workers' comp class code is, why it drives your premium, how to look yours up, and what to do if your trade doesn't fit one code cleanly.
Certificates of Insurance Explained: What Every Contractor Needs to Know
What a certificate of insurance actually proves, why GCs and property managers require one, and how to avoid the most common COI mistakes that delay a job start.
5 Insurance Mistakes That Cost Contractors Thousands
The most common — and most expensive — contractor insurance mistakes we see, and how to avoid each one before it turns into a claim denial or audit surprise.
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